800K student-loan borrowers still waiting for cheaper payments, relief

Business Insider frames the student-loan story as a simple delay in delivering “relief,” as if cheaper payments are an entitlement the system owes on a set timetable. That framing skips the hard part: someone still has to pay, and Washington keeps treating that someone as an abstraction.

Conservatives don’t dismiss borrowers’ stress, but we do question policies built on shifting costs to taxpayers who either paid their loans, chose cheaper schools, or never went to college. When rules change midstream, public trust erodes, and so does any incentive for universities to control prices. The media rarely lingers on moral hazard and the way endless forbearance rewards bad institutional behavior.

A durable fix starts with rule of law, predictable programs, and fairness to taxpayers. Real relief means cost discipline, transparent repayment options, and holding schools accountable, not perpetual improvisation that fuels institutional instability.